Business Banking

Commercial Real Estate Mortgages
Obtain financing for owner-occupied or investment commercial real estate. Put our long-time and local experience to work for you.

• Quick approval process
• Maturities up to 20 years
• Competitive fixed or variable interest rates
• Life of the loan service from Cape Cod Five
• Automatic payment from a Cape Cod Five account available

Construction Loans
We've helped many local businesses with their construction of new, or the renovation of existing business properties.

• Flexible disbursement schedule
• Construction inspections completed expeditiously
• Competitive fixed or variable interest rates (Fixed rate options available)

Seasonal Working Capital / Lines of Credit
Like many Cape Cod businesses, you may have seasons when you need to balance your cash flow to accommodate seasonal purchases.

• Fast credit approval
• Lines of credit to meet your seasonal cash flow needs
• Easy access to available funds

Short-Term Loans and Notes
Finance working capital, receivables, or the purchase of inventory or equipment with regular payment terms.

• Fixed or variable interest rates
• Terms up to 5 years
• Quick approval process

Standby Letters of Credit
When required by a supplier, we provide standby letters of credit to assure your suppliers that you'll fulfill the terms of your contract or agreement.

• Easy application process
• Competitive/attractive rates

SBA Financing
For qualifying start-ups and expansions, SBA loans offer some features generally unavailable through conventional term loans or mortgages.

• Lower down payment requirements.
• Longer repayment terms.
• Fixed or variable rates.


Note: For more information on SBA financing, go to www.sba.gov