Business Banking

Working your cash and effectively putting your cash to work is an important aspect of running a successful business. It's getting the most out of your cash reserves every day.

Sweep Accounts

Cape Cod Five offers you the opportunity to automatically sweep money, based on predetermined thresholds, to and from your checking accounts and an overnight repurchase agreement that generates income.

Line of Credit Sweep

If your operating balances fall below a specified level, in order to maintain your desired balances, funds are advanced from a prearranged Cape Cod Five Line of Credit. And conversely, excess balances in your checking accounts can automatically be used to pay down your Line of Credit loan balance.

Internal Transfers

With our Business Internet Banking you can instantly move funds between your Cape Cod Five accounts with just the click of a mouse. This is an easy way to shift reserves from account to account on an as needed basis, providing you with the ability to quickly control your cash flow.

Savings & Money Market Accounts

These are investment accounts available to businesses wishing to earn interest while maintaining liquidity. Our Business Money Market Account offers higher interest for higher balances. You also have the ability to write checks, and the security of knowing your money is insured by the FDIC. See current rates.

Certificates of Deposit

If you maintain balances in your operating accounts that are well beyond your day-to-day cash flow needs, consider one of several available CDs. They are investments with fixed rates and terms up to five years. CDs are FDIC insured and offer higher rates when committing to a longer term.

Additional Investment Options *

Whether you're investing for income, growth of capital or a combination of objectives, Cape Cod Five Trust and Asset Management offers its clients fully integrated wealth management, including financial, retirement and estate planning. Also Cape Cod Five offers the services of Infinex Investments, Inc., member FINRA/SIPC, offering brokerage services, including mutual funds.

*These options include non-deposit investment products which are not insured by the FDIC, are not obligations of, or guaranteed by The Cape Cod Five Cents Savings Bank, and are subject to investment risks, including the possible loss of principal invested. Insurance product are offered through Infinex Insurance Agency of MA, Inc. Infinex and the bank are not affiliated.

For Professional Assistance

Contact Cash Management at Cape Cod Five, or call the Bank's Customer Service Center during normal business hours: toll-free at 1-888-225-4636.