Cape Cod 5/ Community Banking Since 1855

Cape Cod Five can help you realize objectives that must be paid for over time - and make it easy and affordable. Over our long history, we've been there when customers needed additional funding, or advice on how best to finance their needs. Let us know which loan type below best fits your needs, and we'll go to work for you.

Personal Loans

We offer short-term loans to help with many personal expenses and/or major purchases.

Overdraft Line of Credit

You may apply for an Overdraft Protection Line of Credit to be linked to your checking account. Then, if your account is overdrawn at the end of the day, funds will automatically transfer in $50.00 increments to cover the overdrawn amount, as long as the required funds are available within the predetermined credit limit. Since this is a loan, you will incur finance charges on the outstanding loan balance until it is repaid. A loan application and credit approval are required for a line of credit. Click here to learn more about Personal Overdraft Protection Plans.

Automobile Loans

We can help you drive away in a new or used automobile with our competitive rates and terms.

Boat Loans

Similar to an automobile loan, we can help you set sail when purchasing a new or used boat with our competitive rates and flexible terms. Loans are available for boat lengths of 26 feet or smaller.

Septic Loans

Our septic loan program is designed to assist Cape homeowners in upgrading or replacing one's septic system to Title Five standards. Terms vary to match the scale of the project.

Collateral Loans

A short term collateral loan can provide cash for many purposes and is secured by your savings account or certificate of deposit.

Mass Save^® HEAT Loan Program

The HEAT loan is available to qualified customers participating in the Mass Save^® Program and is designed to promote the installation of high efficiency home improvements. Customers are eligible to apply for a 0% APR loan and obtain applicable utility rebates. To learn more go to www.masssave.com .

Automatic Transfer Feature

Your loan payment can be automatically paid from your Cape Cod Five checking or Savings account. Automatic payment on automobile and other loans, may qualify you for a discount on your rate.