We offer customers many options with competitive rates and flexible terms:
All rates subject to change without notice. Rates as of November 1, 2009
| Loan Type | Term | Minimum Amount | Maximum Amount | Max Loan to Value Ratio | Annual Percentage Rate (APR) | Payment in Dollars per Thousand |
| Home Equity Line of Credit** | 10 year draw period, 5-10 year repayment | $10,000 | $100,000 | 80% Homes 70% Condo | WSJ Prime plus .5% with Cape Cod 5 Autopay** | Payments vary based on outstanding balance. |
| 10 year draw period, 5-10 year repayment | $100,001 | $200,000 | 70% Homes 60% Condo | WSJ Prime plus .5% with Cape Cod 5 Autopay** | Payments vary based on outstanding balance. | |
| Home Equity Loan | 10 Years | $10,000 | $100,000 | 80% Homes 70% Condo | 6.75% | $11.48 |
| 10 Years | $100,001 | $200,000 | 70% Homes 60% Condo | 6.75% | $11.48 | |
| Overdraft Line of Credit | N/A | $500 (Advances in $50 increments) | $2,500 | N/A | 16.00% | varies |
| Personal Loans | 36 months | $1,000 | $5,000 | N/A | 14.00% | $34.18 |
| Vehicle Loans | ||||||
| New Vehicle | 72 months for the current model year. | 90% | *6.75% | $16.93 | ||
| Used Vehicle | 48 months for 2005 or newer models. | 80% | *7.50% | $24.18 | ||
| Boat Loans for boat lengths of 26' or less. | ||||||
| New Boat | 60 months | 80% | *9.00% | $20.76 | ||
| Used Boat | 36 months | 80% | *9.00% | $31.80 | ||
| Septic Loans (1) | 60 months | $1,000 minimum | $7,500 maximum | *9.25% | $20.88 | |
* Annual Percentage Rate with Autopay - Your loan payment can be automatically paid from your Cape Cod Five checking or Savings account. Automatic payment on automobile and other loans, may qualify you for a discount (between .25% and .50%) on your rate.
** Annual Percentage Rate - Wall Street Journal Prime plus .5% with Cape Cod Five Autopay; otherwise Wall Street Journal Prime plus 1% without Autopay. As of 10/31/09 the Prime Rate was 3.25%. Annual Percentage Rate will never be more than 18.000% nor less than 5.000%. This is a variable rate product. Property insurance is required.
1 Helps Cape Cod homeowners upgrade to Title Five standards or replace their septic system.
Equal Housing Lender.
Member 
