Passbook Savings/Statement Savings
This is a traditional savings account that provides immediate access to funds.
| Balance Required To Open Account | Requirement to Avoid Monthly Maintenance Fee | Monthly Maintenance Fee |
|---|---|---|
| $10.00 | minimum daily balance $10.00 | $1.00 if balance is less than $10.00 |
If you are 18 years of age or less, or at least 65 years of age and have signed a fee exemption form, there are no monthly maintenance fee for either a Passbook Savings or Statement Savings account.
Money Market Deposit Accounts
Offers customers higher interest rates and immediate access to funds through use of limited number of checks per month or telephone transfers.
| Balance Required To Open Account | Requirement to Avoid Monthly Maintenance Fee | Monthly Maintenance Fee |
|---|---|---|
| $2,500.00 | minimum daily balance $2,500.00 | $5.00 if balance is less than $2,500.00 |
Certificates Of Deposit
CDs are an excellent way to safely preserve principal while earning a higher rate of interest. Cape Cod Five offers a variety of certificates designed to accommodate particular investment goals.
| Balance Required To Open Account | Rates | Terms | Regular CDs | Retirement CDs |
|---|---|---|---|---|
| $1,000.00 | Fixed | Up to 5 years | Yes | Yes ($500 Minimum Balance to Open a 91 Day CD) |
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