Consumer Alert: There have been recent incidents of fraudsters attempting to manipulate a customer’s caller ID into reading that the call is coming from a Cape Cod 5 telephone number. This is a nationwide problem known as spoofing. To protect yourself do not rely on your caller ID for verification. As a reminder, Cape Cod 5 will never contact you via phone, email or text requesting information such as account number, password or SSN. Please visit our Security Center for more information.

10 Month CD

10 Month CD

Grow your savings with our
limited-time 10 Month CD

CD IconLink to open CD online

Open Online Now

 
  • Minimum balance to open a CD and obtain the advertised APY is $1,000
  • No additional deposit relationship is required
  • May be opened with new money or funds already in a deposit account with Cape Cod 5

 

PrimaryPlus and Premier5 Banking customers earn an even higher rate

CD Term
Annual Percentage Yield
(APY)
PrimaryPlus Banking
(APY)
Premier5 Banking
(APY)
Minimum Balance
to Open
10 Months2

Open Now

2.20%1
2.25%
2.30%
$1,000

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Certificates of Deposit (CDs)

Term1

Annual Percentage Yield (APY)

PrimaryPlus Banking
APY

Premier5 Banking
APY

91 Days2

.10%

.15%

.20%

6 Months

.20%

.25%

.30%

9 Months

.25%

.30%

.35%

10 Months

Open Now

2.20%

2.25%

2.30%

12 Months

.45%

.50%

.55%

18 Months

.65%

.70%

.75%

24 Months

.90%

.95%

1.00%

36 Months

1.40%

1.45%

1.50%

48 Months

1.40%

1.45%

1.50%

60 Months

1.90%

1.95%

2.00%

1Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal.
2There is one penalty-free withdrawal per term for any 91 days CD.

Ladder CDs

Term1

Minimum Balance
to Open

Minimum Daily Balance
to Earn APY

Annual Percentage Yield
(APY)

12 Months

$10,000 Total (At Least $2,000 per Term)

N/A

.50%

24 Months

$10,000 Total (At Least $2,000 per Term)

N/A

1.05%

36 Months

$10,000 Total (At Least $2,000 per Term)

N/A

1.30%

48 Months

$10,000 Total (At Least $2,000 per Term)

N/A

1.55%

60 Months

$10,000 Total (At Least $2,000 per Term)

N/A

1.80%

1Minimum balance to open Ladder CDs is $10,000 total (at least $2,000 per term). A penalty may be imposed for early withdrawal.

Retirement Certificates of Deposit (IRA CDs)

Account1

Annual Percentage Yield
(APY)

PrimaryPlus Banking
APY

Premier5 Banking
APY

91 Days CD2

.10%

.15%

.20%

6 Months CD

.20%

.25%

.30%

9 Months CD

.25%

.30%

.35%

10 Months

Open Now

2.20%

2.25%

2.30%

12 Months CD

.45%

.50%

.55%

18 Months CD

.65%

.70%

.75%

24 Months CD

.90%

.95%

1.00%

36 Months CD

1.40%

1.45%

1.50%

48 Months CD

1.40%

1.45%

1.50%

60 Months CD

1.90%

1.95%

2.00%

1A penalty may be imposed for early withdrawal. Minimum balance to open IRAs is $1,000 unless otherwise noted.
2There is one penalty-free withdrawal per term for any 91 days CD. Minimum balance to open 91 days CD is $500.

¹Annual Percentage Yield (APY) effective as of 5/01/2019. Minimum daily balance to earn APY: $1,000. Minimum balance to open: $1,000. Early withdrawal penalties may apply. Fees may reduce account earnings. Rates are subject to change without notice. To learn how to qualify or for other rate information, visit your local Banking Center or call our Customer Service Center at 888-225-4636.

210 month CD will renew to the 9 Month CD term with prevailing rate.

Need Help?

Call 888-225-4636

—  or  —

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