*To qualify for the bonus, a new checking account must be opened at Cape Cod 5’s Wareham Banking Center or online using the promo code CC5NEW beginning 3/20/2023 through 6/15/2023. Required qualifying direct deposits for Primary and Free Checking accounts must be received by Cape Cod 5 within 60 days of the date of the checking account opening and must total $1,000 or more. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits from your employer or a governmental entity to your Primary or Free Checking account at Cape Cod 5. Person-to-person and bank transfers between your Cape Cod 5 accounts or accounts you have at other financial institutions do not qualify. Offer is Nontransferable. Limit one bonus per customer and household. Eligible account must be open, be in good standing and have a positive balance at the time of the bonus payout in order to receive the bonus. Eligible Premier5 checking accounts must have balance of $50,000 or more and eligible PrimaryPlus accounts must have balance of $10,000 or more 120 days after account opening. Bonus will be paid on eligible accounts directly to your checking account within 125 days of opening the account. PrimaryPlus and Premier5 checking accounts earn an annual percentage yield (APY) of 0.02% and Primary Checking accounts earn an APY of 0.01% as of March 3, 2023. APY is subject to change after account opening. Fees may reduce earnings on the account. The minimum balance to open a Free Checking account is $25. Minimum balance to open a Primary, PrimaryPlus or Premier5 checking account is $100. The cash bonus will be identified as “New Ckng Acct Bonus” on your monthly statement. The bonus is considered interest paid to the applicable account and will be reported to the IRS on Form 1099-INT at year end. Offer cannot be combined with any other offers. New account will not be eligible for offer if any signer has signing authority on an existing Cape Cod 5 consumer checking account or has closed an account within the past 90 days, or has been paid a cash bonus or other promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the bonus. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Employees and their immediate family members are not eligible. Offer may be extended, modified or discontinued at any time and may vary by market. All other rules and regulations for checking accounts apply. 

¹ Minimum daily balance to avoid monthly maintenance fees: $10,000. Must be opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.

² As of January 2023, based on the national average of 0.33% disclosed on FDIC.gov compared to a 3.50% Cape Cod 5 rate.

³ Annual Percentage Yield APY applies to balances of $10,000 or more and is available to new and existing customers; must be new money (not currently on deposit at Cape Cod 5). No additional deposit relationship is required to earn the standard Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce account earnings. To learn how to qualify or for other rate information, visit your local Banking Center or call our Customer Service Center at 888-225-4636.

⁴ APY applies to balances of $10,000 or more and is available to new and existing customers; must be new money (not currently on deposit at Cape Cod 5). No additional deposit relationship is required to earn the standard Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce account earnings. A penalty may be imposed for early withdrawal. The 8 Month CD will renew to the 9 Month CD term with prevailing rate.