How long have you been in business?
Cape Cod 5 has been serving clients since 1855 and has been offering wealth management services for more than four decades.
What are some of the credentials of the Wealth Management Team?
We have several professional designations on our team, including:
We have several professional designations on our team, including:
• Certified Financial Advisors - CFAs
• Certified Financial Planners - CFPs
• Certified Professional Accountants - CPAs
• Chartered Financial Consultant – ChFC
• Certified Trust and Fiduciary Advisor – CTFA
• Accredited Investment Fiduciary – AIF
• Attorneys and other professional designations.
Is the firm a Fiduciary?
As a Bank granted trust powers by the Commonwealth of Massachusetts, we have always been a fiduciary. The client’s needs and best interest always come first.
How many assets do you have under management?
We currently manage or hold in custody approximately $2 billion in assets in a variety of account types including IRAs, Trust accounts, Endowments, and more.
What specific financial services do you offer?
Investment management, trustee services, financial and retirement planning.
What is your investment philosophy?
Our investment philosophy is to build high quality, tax-aware portfolios delivering consistent, competitive results that meet the objectives of our clients within their risk profile.
How do you manage your risk portfolios?
Being well diversified and appropriately weighted across various asset classes with an emphasis on high quality holdings is the time-tested way to best manage risk.
How do you build your portfolios?
We have an investment committee supported by a research team that uses a screening process to select securities for our various Investment Objectives. The committee determines additions or deletions to the portfolios. Our goal is to keep you informed about your finances, and our advisory process will always incorporate proactive tax planning to minimize your liability.
How do your fees work?
We are a fee-only firm that charges an annual management fee that is tiered based on the size of the client relationship. The fee is calculated and taken monthly on a pro rata basis and shows up clearly on your statement.
How often will we communicate?
