How long have you been in business?
Cape Cod 5 opened it's doors for business in 1855 and the Wealth Management Group began thirty years ago.
What are some of the credentials of the Wealth Management Team?
Certified Financial Advisors - CFAs
Certified Financial Planners - CFPs
Certified Professional Accountants - CPAs
Chartered Financial Consultant - ChFC
Certified Trust and Fiduciary Advisor - CTFA
Accredited Investment Fiduciary - AIF
Attorneys and other professional designations
Is the firm a Fiduciary?
As a bank granted trust powers by the state of Massachusetts we have always been a fiduciary. The client's needs and best interest always come first.
How many assets do you have under management?
We currently manage or custody approximately $2B in assets in a variety of account types including IRAs, Trust accounts, Endowments, and more.
What specific financial services do you offer?
Investment management, trustee services, financial and retirement planning.
What is your investment philosophy?
High quality, tax efficient, competitive results to meet the goals of the individual client.
How do you manage your risk portfolios?
Being well diversified and appropriately weighted across various asset classes with an emphasis on high quality holdings is the time tested way to best manage risk.
How do you build your portfolios?
We have an investment committee supported by a research team that use a screening process to select securities for our various Investment Objectives. The committee determines additions or deletions to the portfolios. Your investment officer takes your tax implications into account as well. You will never have a tax “surprise”.
How do your fees work?
We are a fee only firm that charges an annual management fee that is tiered based on the size of the relationship. The fee is calculated and taken monthly on a pro rata basis and shows up clearly on your statement.
How often will we communicate?
