What are you saving for?

We offer a range of ways to save for the future, from savings accounts to carefully designed retirement plans.

High Yield Savings Account
Earn more on your money with a High Yield Savings Account. This account must be opened with a minimum of $5,000 in new funds not already on deposit with Cape Cod 5.

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Personal Savings Account
This account pays interest and can be opened with as little as $10.

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Money Market Deposit Accounts
If you maintain a larger balance, earn a higher interest rate while maintaining immediate access to your funds. Premier5 Banking customers are eligible for our exclusive Premier5 Money Market Account with our highest rate.

Learn more about Money Market Accounts

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Certificates of Deposit (CDs)
CDs are a great way to save long term while earning interest. Cape Cod 5 offers a variety of CDs designed to accommodate particular saving and investment goals.

View Deposit Rates

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Retirement Services
We provide a full range of products for individuals and businesses, including both Traditional IRAs and Roth IRAs. We also offer business plans such as Simplified Employee Pensions (SEP) and Savings Incentive Match Plan for Employees (SIMPLE).

Learn more about Retirement Services

 View our checking account options

Grow your savings automatically with SaveUp!

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Enroll in SaveUp to automatically round up your Cape Cod 5 Visa® debit card purchases to the nearest dollar to be deposited into your designated Cape Cod 5 savings account.

Learn more about SaveUp

 

Open a SaveUp Companion Savings* account today!

 

SaveUp! Companion Savings Account Offer

*APY effective as of July 22, 2025. APY is subject to change after account opening. The minimum balance required to obtain the APY is $0.01. The account offers a premium interest rate of 5.00% Annual Percentage Yield (APY) on balances up to $9,999.99. Balances equal to or greater than $10,000 earn 0.02% APY. SaveUp Companion Savings Account must be linked to a checking account with a debit card enrolled in the SaveUp program, which rounds up debit card purchases to the nearest dollar and deposits the difference into the companion savings account. Permits only SaveUp deposits; all other deposit types are restricted.
 

Click here to open account online

Try our savings calculators

High Yield Savings Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

CD Comparison

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Calculate Your CD Value

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

The Impact of Saving More

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Save for College

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

The Benefits of Compounding

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Saving to Start a Business

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Save to be a Millionaire

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

What Will My Savings Be Worth?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Save Towards a Goal

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Save for a Rainy Day

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Spend it or Invest in an IRA?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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