Choose the solution that is right for your business.

Business Deposit Account Rates as of Monday, March 27, 2023. Rates are subject to change at any time.

Business Savings Accounts   |   Business Money Market Accounts   |   Business CDs   

Non-Profit Money Market Accounts   |   Non-Profit CDs

 

Featured Rate: Earn up to 2.00% APY1 with a Premier Business Money Market Account
Learn more

 

To open an account, visit one of our Banking Centers

 

Business Savings Accounts1

Account

Minimum Balance to Open

Minimum Daily Balance to Earn APY

Annual Percentage Yield (APY)

Minimum Daily Balance to Avoid Monthly Maintenance 

Business Savings Accounts

$25

$10

0.02%

$300

 

Business Money Market Accounts1

Account

Minimum Balance to Open

Minimum Daily Balance to Earn APY

Annual Percentage Yield (APY)

Minimum Daily Balance to Avoid Monthly Maintenance Fees

Business Money Market Accounts

$2,500

$10 - $2,499.99

0.02%

$2,500

Business Money Market Accounts $2,500

$2,500 - $9,999.99

0.02%

$2,500
Business Money Market Accounts $2,500

$10,000 - $24,999.99

0.02%

$2,500
Business Money Market Accounts $2,500

$25,000 - $49,999.99

0.02%

$2,500
Business Money Market Accounts $2,500

$50,000 - $99,999.99

0.02%

$2,500
Business Money Market Accounts $2,500

$100,000+

0.02%

$2,500

 

Premier Business Money Market Accounts1

Account

Minimum Balance to Open Minimum Daily Balance to Earn APY Annual Percentage Yield (APY) Minimum Daily Balance to Avoid Monthly Maintenance Fees
Premier Business Money Market Accounts $2,500 $10 - $49,999.99 1.25% $2,500
Premier Business Money Market Accounts $2,500 $50,000 - $99,999.99 1.25% $2,500
Premier Business Money Market Accounts $2,500 $100,000 - $249,999.99 1.50% $2,500
Premier Business Money Market Accounts $2,500 $250,000 - $499,999.99 2.00% $2,500
Premier Business Money Market Accounts $2,500 $500,000 - $999,999.99 2.00% $2,500
Premier Business Money Market Accounts $2,500 $1,000,000+ 2.00% $2,500

 

Business Certificates of Deposit2

Term

Annual Percentage Yield (APY)

91 Day CD3

0.03%

6 Month CD

0.03%

8 Month CD4 4.00%

9 Month CD

0.03%

12 Month CD

0.05%

18 Month CD

0.05%

24 Month CD

0.08%

36 Month CD

0.25%

48 Month CD

0.08%

60 Month CD

0.08%

Rate may change after opening. Fees could reduce earnings on accounts.
2 Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal.
3There is one penalty-free withdrawal per term for any 91 day CD (only after the first six days of the deposit's term).

 48 Month CD will earn 4.25% APY when opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.


Non-Profit High Yield Savings Account1,4,5

Account Minimum Balance to Open Minimum Balance to Earn APY Annual Percentage Yield (APY) Minimum Balance to Avoid
Monthly Maintenance Fees
Non-Profit High Yield Savings Account $10,000 $10 - $9999.99 0.02% $10,000
Non-Profit High Yield Savings Account $10,000 $10,000 - $49,999.99 3.50% $10,000
Non-Profit High Yield Savings Account $10,000 $50,000 - $99,999.99 3.50% $10,000
Non-Profit High Yield Savings Account $10,000 $100,000 - $249,999.99 3.50% $10,000
Non-Profit High Yield Savings Account $10,000 $250,000 - $499,999.99 3.50% $10,000
Non-Profit High Yield Savings Account $10,000 $500,000 - $999,999.99 3.50% $10,000
Non-Profit High Yield Savings Account $10,000 $1,000,000+ 3.50% $10,000

Non-Profit Money Market Account1,4

Account

Minimum Balance to Open Minimum Balance to Earn APY Annual Percentage Yield (APY) Minimum Balance to AvoidMonthly Maintenance Fees
Non-Profit Money Market Account $2,500 $10 - $49,999.99 1.25% $2,500
Non-Profit Money Market Account $2,500 $50,000 - $99,999.99 1.25% $2,500
Non-Profit Money Market Account $2,500 $100,000 - $249,999.99 1.50% $2,500
Non-Profit Money Market Account $2,500 $250,000 - $499,999.99 2.00% $2,500
Non-Profit Money Market Account $2,500 $500,000 - $999,999.99 2.00% $2,500
Non-Profit Money Market Account $2,500 $1,000,000+ 2.00% $2,500

 

Non-Profit Certificates of Deposit (CDs) Accounts2,4

Term

Annual Percentage Yield (APY)

91 Day CD3

0.08%

6 Month CD

0.08%

8 Month CD6 4.00%

9 Month CD

0.08%

12 Month CD

0.10%

18 Month CD

0.10%

24 Month CD

0.13%

36 Month CD

0.35%

48 Month CD

0.13%

60 Month CD

0.13%

1Rate may change after opening. Fees could reduce earnings on accounts.
2Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal.
3There is one penalty-free withdrawal per term for any 91 day CD (only after the first six days of the deposit's term).
4Available exclusively to organizations with documented 501c status.
5This account must be opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.
68 Month CD will earn 4.25% APY when opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.


Annual Percentage Yield = Yield when principal and interest are left on deposit.  Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Term accounts subject to penalty for early withdrawal. Effect of fees: Fees could reduce earnings on accounts.

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