It's never too early to start thinking about and planning for retirement.

 

Earn 5.05% APY* with a 4 or 8 Month IRA CD
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*APY applies to balances of $10,000 or more in new funds not already on deposit with Cape Cod 5.

 

Retirement Accounts (IRAs)

Our retirement solutions provide a full range of products for individuals or businesses. We offer the Traditional IRA and Roth IRA. We also offer business plans such as the Simplified Employee Pension (SEP), and the Savings Incentive Match Plan for Employees (SIMPLE). FDIC insured up to $250,000. Plus, we offer you the opportunity to access additional FDIC coverage for balances over $250,000 through our relationship with IntraFi. Click here to learn more about IntraFi.

 

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An IRA can help you save more for retirement
Traditional & Roth IRAs

Explore the differences between a Traditional IRA and a Roth IRA and decide which one is right for you.

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There's a plan for your business
SEP, SIMPLE IRA & Individual(k)™ Plans

Discover the three employer-sponsored retirement plans geared for small- to mid-size businesses.

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Move retirement savings without losing tax benefits
Transfer, Rollovers & Conversions

When moving money between your IRAs and retirement plans, be sure you understand the rules.

Preparing for retirement? Try these calculators to help.

How Long Will My Retirement Savings Last?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

401(k) Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Traditional 401(k) vs Roth 401(k)?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Retirement Income Estimator

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Spend it or Invest in an IRA?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Estimate Social Security Benefits

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Rent or Buy?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Proceeds from Sale of a Home

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Want to use our savings tools?  

Go to Savings Calculators

Need Help?

Call 888-225-4636

—  or  —

  Email Us