We offer a variety of loans with competitive rates and flexible terms.


Whether you are buying or refinancing, our experienced mortgage team will stay with you throughout every stage of the process, from your first inquiry to your closing, and beyond.

Learn about mortgage options    Apply now

Home Equity Loan or Line of Credit

Home Equity Lines and Loans are available for owner occupied, 1-4 family primary residences; some secondary homes may also qualify.

Learn more    Apply now

Solar Loans

Cape Cod 5 is offering solar financing with flexible terms and competitive rates to qualifying home-owners.

Learn more    Apply now

Mass Save® HEAT Loan

The HEAT loan is available to qualified customers participating in the Mass Save® Program and is designed to promote energy efficiency in your home or condominium. Customers are eligible to apply for a 0% Annual Percentage Rate (APR) loan and obtain applicable utility rebates.

If you are interested in a HEAT Loan for your house or condo:
  • Determine if you qualify for a HEAT loan by contacting Mass Save® at 866-527-7283 to schedule a Home Energy Assessment
  • Discover what is eligible for financing and complete the necessary forms received from a Mass Save® representative
  • Secure a signed contractor proposal for each improvement
  • Receive a HEAT loan authorization form

Apply Now    Learn more at the Mass Save® website

Overdraft Line of Credit

Linked to your checking account, funds automatically transfer in $50.00 increments to cover the overdrawn amount (as long as the required funds are available within the predetermined credit limit). As a loan, finance charges on the outstanding loan balance will apply until the amount is repaid. A loan application and credit approval are required for a line of credit. 

Apply Now

Unsecured Personal Loan

Unsecured personal loans can be used to consolidate debt, fund a major purchase or for other unexpected one-time expenses. No collateral needed. Funds are not intended to be used for business, educational, other recurring expenses (i.e. taxes, insurance).

Apply Now

Automobile Loan

We can help you drive away in a new or used automobile with our competitive rates and terms.

Apply Now

Boat Loan

Similar to an automobile loan, we can help you set sail when purchasing a new or used boat with our competitive rates and flexible terms. Loans are available for boat lengths of 26 feet or smaller.

Apply Now

Collateral Loan

A short term collateral loan can provide cash for many purposes and is secured by your savings account or certificate of deposit

Apply Now

Automatic Transfer Feature

Make loan payments automatically from your Cape Cod 5 checking or Savings account — and you may even qualify for a discount on your rate!

View current rates    Visit one of our Banking Centers

Need Help?

Call 888-225-4636

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