We offer a variety of loans with competitive rates and flexible terms.
Mortgages
Whether you are buying or refinancing, our experienced mortgage team will stay with you throughout every stage of the process, from your first inquiry to your closing, and beyond.
Learn about mortgage options Apply now
Home Equity Loan or Line of Credit
Home Equity Lines and Loans are available for owner occupied, 1-4 family primary residences; some secondary homes may also qualify.
Solar Loans
Cape Cod 5 is offering solar financing with flexible terms and competitive rates to qualifying home-owners.
Mass Save® HEAT Loan
The HEAT loan is available to qualified customers participating in the Mass Save® Program and is designed to promote energy efficiency in your home or condominium. Customers are eligible to apply for a 0% Annual Percentage Rate (APR) loan and obtain applicable utility rebates.
If you are interested in a HEAT Loan for your house or condo:
- Determine if you qualify for a HEAT loan by contacting Mass Save® at 866-527-7283 to schedule a Home Energy Assessment
- Discover what is eligible for financing and complete the necessary forms received from a Mass Save® representative
- Secure a signed contractor proposal for each improvement
- Receive a HEAT loan authorization form
Apply Now Learn more at the Mass Save® website
Overdraft Line of Credit
Linked to your checking account, funds automatically transfer in $50.00 increments to cover the overdrawn amount (as long as the required funds are available within the predetermined credit limit). As a loan, finance charges on the outstanding loan balance will apply until the amount is repaid. A loan application and credit approval are required for a line of credit.
Unsecured Personal Loan
Unsecured personal loans can be used to consolidate debt, fund a major purchase or for other unexpected one-time expenses. No collateral needed. Funds are not intended to be used for business, educational, other recurring expenses (i.e. taxes, insurance).
Automobile Loan
We can help you drive away in a new or used automobile with our competitive rates and terms.
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Boat Loan
Similar to an automobile loan, we can help you set sail when purchasing a new or used boat with our competitive rates and flexible terms. Loans are available for boat lengths of 26 feet or smaller.
Collateral Loan
A short term collateral loan can provide cash for many purposes and is secured by your savings account or certificate of deposit
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Automatic Transfer Feature
Make loan payments automatically from your Cape Cod 5 checking or Savings account — and you may even qualify for a discount on your rate!