Home Equity Line of Credit Apply Online | 10 year draw period, 20 year repayment* | $10,000 | $400,000 | 7.75%** | Payments vary based on outstanding balance |
Home Equity Loan Apply Online
| 10 Years | $10,000 | $400,000 | 7.75% | 120 monthly payments of $12.00 per $1,000 advanced at 7.75% APR† |
| † Payment example does not include taxes or insurance premiums. Actual payment obligation may be greater. |
Accessory Dwelling Unit Home Equity Loan Apply in person at a Cape Cod 5 Banking Center
| 15 Years | $10,000 | $250,000 | 7.75% | 180 monthly payments of $9.41 per $1,000 advanced at 7.75% APR† |
| † Payment example does not include taxes or insurance premiums. Actual payment obligation may be greater. |
Storm Preparedness Loan Apply in person at a Cape Cod 5 Banking Center
| Up to 7 Years | $5,000 | $15,000 | 9.75%*** | 84 monthly payments of $16.47 per $1,000 advanced at 9.75% APR |
Sewer or Water Connection Loan Apply Online | 15 Years | $5,000 | $25,000 | 10.00%*** | 180 monthly payments of $10.74 per $1,000 advanced at 10.00% APR |
Energy Efficiency Loans |
Home Equity Solar Loan Apply Online | 15 Years | N/A | $75,000 | 7.75% | 180 monthly payments of $9.41 per $1,000 advanced at 7.75% APR† |
| † Payment example does not include taxes or insurance premiums. Actual payment obligation may be greater. |
Unsecured Solar Loan Apply Online All closings will be in person at a Cape Cod 5 Banking Center | 10 Years | $5,000 | $35,000 | 9.50%*** | 12 monthly payments of interest only. Followed by 108 payments of $13.81 per thousand advanced at 9.50% APR |
MassSave® HEAT Loan (micro) Apply Online All closings will be in person at a Cape Cod 5 Banking Center | 24 months | $500 | $2,000 | 0.00% | 24 monthly payments of $41.67 per $1,000 borrowed at 0.00% APR |
MassSave® HEAT Loan (standard) Apply Online All closings will be in person at a Cape Cod 5 Banking Center | 84 months | $2,001 | $25,000 | 0.00% | 84 monthly payments of $11.90 per $1,000 borrowed at 0.00% APR |
MassSave® HEAT Loan (Non-Owner Occupied/Investment Properties) Apply Online All closings will be in person at a Cape Cod 5 Banking Center | 84 months | $5,000 | $25,000 | 0.00% | 84 monthly payments of $11.90 per $1,000 borrowed at 0.00% APR |
Personal Unsecured Loans |
Personal Overdraft Line of Credit Apply Online All closings will be in person at a Cape Cod 5 Banking Center | N/A | $500 (advances in $50 increments) | $2,500 | 17.00% | Payments vary based on outstanding balance |
Unsecured Personal Loan Apply Online All closings will be in person at a Cape Cod 5 Banking Center | 36 months | $1,000 | $5,000 | 13.75% | 36 monthly payments of $34.05 per $1,000 advanced at 13.75% APR |
