Deposit Account rates as of June 1, 2020. Rates are subject to change at any time.
Checking Accounts | Savings & Money Market Accounts | CDs | Retirement Accounts
Checking Accounts
|
Account1 |
Minimum Balance to Open |
Minimum Daily Balance to Earn APY |
Annual Percentage Yield (APY) |
How to Avoid Monthly Maintenance Fees |
|---|---|---|---|---|
|
Primary Banking |
$100 |
$0 |
0.05% |
$1,000 average daily balance or 1 electronic direct deposit posted during the statement cycle |
|
PrimaryPlus Banking |
$100 |
$0 |
0.05% |
$1,000 average daily balance and combined deposit and loan balances of $10,000 or more OR maintain a CC5 Investment Services client relationship |
|
Premier5 Banking |
$100 |
$0 |
0.05% |
$1,000 average daily balance and combined deposit balances of $50,000 or more OR maintain a CC5 Trust and Asset Management relationship |
Savings & Money Markets
|
Account |
Minimum Balance to Open |
Minimum Daily Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Daily Balance to Avoid Monthly Maintenance Fees |
|---|---|---|---|---|
|
Statement Savings Account |
$10 |
$10 |
0.05% |
$10 |
|
Account |
Minimum Balance to Open |
Minimum Daily Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Daily Balance to Avoid Monthly Maintenance Fees |
|---|---|---|---|---|
|
Personal Money Market Accounts |
$2,500 |
$10 - $2,499.99 |
0.05% |
$2,500 |
|
$2,500 - $9,999.99 |
0.05% |
|||
|
$10,000 - $24,999.99 |
0.10% |
|||
|
$25,000 - $49,999.99 |
0.20% |
|||
|
$50,000 - $99,999.99 |
0.25% |
|||
|
$100,000+ |
0.25% |
|||
| PrimaryPlus Money Market Account2 | $2,500 | N/A | 0.35% | $2,500 |
|
Premier5 Money Market Account3 |
$2,500 |
N/A |
0.50% |
$2,500 |
1Rate may change after opening.
2Available exclusively to PrimaryPlus relationship customers. Learn more.
3Available exclusively to Premier5 relationship customers. Learn more.
Certificates of Deposit (CDs)4
|
Higher CD rates are available to PrimaryPlus and Premier5 relationship customers. Learn how to qualify. For additional rate information, visit a Banking Center or call our Customer Service Center at 888-225-4636. |
|
Term |
Annual Percentage Yield (APY) |
PrimaryPlus Banking APY |
Premier5 Banking APY |
|---|---|---|---|
|
91 Day CD5 |
0.10% |
0.15% |
0.20% |
|
6 Month CD |
0.20% |
0.25% |
0.30% |
|
7 Month CD |
0.50% | 0.55% | 0.60% |
|
9 Month CD |
0.15% |
0.20% |
0.25% |
|
12 Month CD |
0.30% |
0.35% |
0.40% |
|
18 Month CD |
0.25% |
0.30% |
0.35% |
|
24 Month CD |
0.30% |
0.35% |
0.40% |
|
36 Month CD |
0.40% |
0.45% |
0.50% |
|
48 Month CD |
0.50% |
0.55% |
0.60% |
|
60 Month CD6 |
0.60% |
0.65% |
0.70% |
4Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal.
5There is one penalty-free withdrawal per term for any 91 day CD (only after the first six days of the deposit's term).
612 -60 month Ladder products discontinued; 60 month CD rate applies to all renewing Ladder CDs. A penalty may be imposed for early withdrawal.
Retirement Accounts (IRAs)
|
Higher Retirement Account rates are available to PrimaryPlus and Premier5 relationship customers. Learn how to qualify. For additional rate information, visit a Banking Center or call our Customer Service Center at 888-225-4636. |
|
Account |
Minimum Balance to Open |
Minimum Daily Balance to Earn APY |
Annual Percentage Yield (APY) |
|---|---|---|---|
|
Savings Account |
$10 |
$10 |
0.05% |
|
Account |
Minimum Balance to Open |
Minimum Daily Balance to Earn APY |
Annual Percentage Yield (APY) |
Minimum Daily Balance to Avoid Monthly Maintenance Fees |
|---|---|---|---|---|
|
Retirement Money Market Accounts |
$10 |
$10 - $2,499.99 |
0.05% |
$0 |
|
|
|
$2,500 - $9,999.99 |
0.05% |
|
|
|
$10,000 - $24,999.99 | 0.10% | ||
|
|
|
$25,000 - $49,999.99 |
0.20% |
|
|
|
|
$50,000 - $99,999.99 |
0.25% |
|
|
|
|
$100,000+ |
0.25% |
|
| Premier5 Retirement Money Market Account2 | $2,500 | N/A | 0.50% |
|
Account |
Annual Percentage Yield (APY) |
PrimaryPlus Banking APY |
Premier5 Banking APY |
|---|---|---|---|
|
91 Day CD4 |
0.10% |
0.15% |
0.20% |
| 6 Month CD | 0.20% |
0.25% |
0.30% |
|
7 Month CD |
0.50% | 0.55% | 0.60% |
| 9 Month CD | 0.15% |
0.20% |
0.25% |
| 12 Month CD | 0.30% |
0.35% |
0.40% |
| 18 Month CD | 0.25% |
0.30% |
0.35% |
| 24 Month CD | 0.30% |
0.35% |
0.40% |
| 36 Month CD | 0.40% | 0.45% | 0.50% |
| 48 Month CD | 0.50% | 0.55% | 0.60% |
| 60 Month CD5 | 0.60% | 0.65% | 0.70% |
1Rate may change after opening.
2Available exclusively to Premier5 relationship customers. Learn more.
3Minimum balance to open IRAs is $1,000 unless otherwise noted. Penalty may be imposed for early withdrawal.
4There is one penalty-free withdrawal per term for any 91 Day CD (only after the first six days of the deposit's term). Minimum balance to open 91 Day CD is $500. Account may be opened with $25 when electronic deposits are established.
512 -60 month Ladder products discontinued; 60 month CD rate applies to all renewing Ladder CDs. A penalty may be imposed for early withdrawal.
Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Term accounts subject to penalty for early withdrawal. Effect of fees: Fees could reduce earnings on accounts.