Choose the solution that is right for your business.
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| Basic Business Checking | Business I Checking | Business II Checking | Analysis Checking | Business Interest Checking4 | |
|---|---|---|---|---|---|
| How to Avoid the Monthly Maintenance Fee | It is FREE - for the first 100 transactions | For first 150 transactions, an average monthly balance of $7,000 waives $7 monthly maintenance fee | For first 200 transactions, an average monthly balance of $10,000 waives $10 monthly maintenance fee | Relationship pricing allows you to combine checking balances to offset monthly maintenance fee | An average monthly balance of $5,000 waives $5 monthly maintenance fee |
| Monthly Maintenance Fee | None | $7.00 | $10.00 | $10.00 | $5.00 |
| Overdraft and Non-Sufficient Funds (NSF) Fee | None | None | None | None | None |
| Transaction Charges1 | $0.75 per item after first 100 items per month | $0.50 per item after first 150 items per month | $0.25 per item after first 200 items per month | Many transaction fees2 can be offset by earnings credit | $0.50 per item after first 100 items per month |
| Best for businesses with... | ...the fewest number of transactions. | ...modest balances or number of transactions. | ...moderate balances or number of transactions. | ...multiple deposit accounts or need Treasury Management services. | ...low balances and number of transactions. |
| Minimum to Open Account | $25 | $25 | $25 | $25 | $25 |
| Pays Interest | No | No | No | No | Yes |
| Cape Cod 5 Personal Online & Mobile Banking | Free | Free | Free | Free | Free |
| Cape Cod 5 Online Bill Pay3 | Free | Free | Free | Free | Free |
| Business Online Banking - Standard Subscription | Free - including bill payment option | Free - including bill payment option | Free - including bill payment option | Free - including bill payment option | Free - including bill payment option |
| Business Online Banking - Treasury Management | $21.50/month - plus menu of special options | $21.50/month - plus menu of special options | $21.50/month - plus menu of special options | $21.50/month - plus menu of special options | $21.50/month - plus menu of special options |
| Business VISA® Debit/ATM Card3 | Free | Free | Free | Free | Free |
| Imaged Statements | Standard | Standard | Standard | Standard | Standard |
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Business Deposit Account funds are insured through the
Federal Deposit Insurance Corporation (FDIC).
Learn more about Deposit Insurance
1"Items" include Deposits (not counting deposited items) and Checks paid.
2Some transactions included in analysis are checks, deposits, incoming & outgoing wires, Business Online Banking.
3Subject to approval.
4Available for Sole Proprietor businesses only.
