Money Market Accounts

Earn higher interest rates while maintaining immediate access to your funds.

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  • Tiered variable interest rates compounded monthly
  • Minimum daily balance of $2,500 will waive monthly maintenance fee
  • No additional deposit relationship is required
  • May be opened with new money or funds already in a deposit account with Cape Cod 5
  • Access to funds through checks, electronic or third party transfers

PrimaryPlus and Premier5 Banking customers receive exclusive access to our higher rate Money Market Accounts

Account1
Minimum Balance to Open
Minimum Daily Balance to Earn APY
Annual Percentage Yield (APY)
Minimum Daily Balance to Avoid Monthly Maintenance Fees
PrimaryPlus Money Market2

Open Now

$2,500
N/A
1.00%
$2,500
Premier5 Money Market3

Open Now

$2,500
N/A
1.50%
$2,500

1Rate may change after opening.
2Available exclusively to PrimaryPlus relationship customers. Learn more.
3Available exclusively to Premier5 relationship customers. Learn more.

 

Choose the option that works best for you:

Personal Money Market Accounts

Account1

Minimum Balance to Open

Minimum Daily Balance to Earn APY

Annual Percentage Yield (APY)

Minimum Daily Balance to Avoid Monthly Maintenance Fees

Personal Money Market Account

$2,500

$10 - $2,499.99

.05%

$2,500

   

$2,500 - $9,999.99

.05%

 
   

$10,000 - $24,999.99

.10%

 
   

$25,000 - $49,999.99

.20%

 
   

$50,000 - $99,999.99

.30%

 
   

$100,000+

.35%

 

PrimaryPlus Money Market2

Open Now

$2,500 N/A 1.00% $2,500

Premier5 Money Market3

Open Now

$2,500

N/A

1.50%

$2,500

1Rate may change after opening.
2Available exclusively to PrimaryPlus relationship customers. Learn more.
3Available exclusively to Premier5 relationship customers. Learn more.

Retirement Money Market Accounts

Account1

Minimum Balance to Open

Minimum Daily Balance to Earn APY

Annual Percentage Yield (APY)

Minimum Daily Balance to Avoid Monthly Maintenance Fees

Retirement Money Market Accounts

$10

$10 - $2,499.99

.05%

$0

   

$2,500 - $9,999.99

.05%

 
   

$10,000 - $24,999.99

.10%

 
   

$25,000 - $49,999.99

.20%

 
   

$50,000 - $99,999.99

.30%

 
   

$100,000+

.35%

 

Premier5 Money Market2

Open Now

$2,500 N/A 1.50%  

1Rate may change after opening.
2Available exclusively to Premier5 relationship customers. Learn more.

To get started, visit your local Banking Center or contact our Customer Service Center.


 

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Annual Percentage Yields (APY) effective as of 4/15/19. Annual Percentage Yield = Yield when principal and interest are left on deposit. Annual Percentage Yields greater than the Interest Rate show the effect of monthly compounding. Fees may reduce account earnings. Rates are subject to change without notice. To learn how to qualify or for other rate information, visit your local Banking Center or call our Customer Service Center at 888-225-4636.

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