Earn more on your money

Flexible options and higher rates, so you can choose the right account for you and put your money to work and start earning more today!

With a PrimaryPlus or Premier5 banking relationship you can earn our highest Money Market rate available:

MMDA rate specials graphic

 

You can also earn special CD rates:

CD rate specials graphic
 

No additional deposit relationship is required to earn the standard Annual Percentage Yield.

 

Open one of our limited-time, special rate Money Market or CD Accounts online

View PrimaryPlus and Premier5 Money Market Rate Information
Account
Minimum Balance to Open
Minimum Daily Balance
to Earn APY
Annual Percentage Yield (APY)
Minimum Daily Balance
to Avoid Monthly Maintenance Fees
PrimaryPlus Money Market*1

Open now

$2,500
$0
1.00%
$2,500
Premier5 Money Market*1

Open now

$2,500
$0
1.00%
$2,50
  • Includes the Premier5  IRA MMDA
  • Excludes Business Premier5 MMDA
  • May be opened with new money or funds already in a deposit account with Cape Cod 5
  • Access to funds through checks, electronic or third party transfers

View all Personal and IRA Money Market Account options
View all Business and Non-Profit Money Market Account options
View 10 Month, 17 Month and 3 Year Raise Your Rate CD Information
CD Term
Annual Percentage Yield
(APY)
PrimaryPlus and Premier5 Banking
(APY)
Minimum Balance
to Open
10 Month CD2

Open now

1.50%
2.00%*
$1,000
17 Month CD3

Open now

1.75%
2.25%*
$1,000
3 Year Raise
Your Rate CD4

Open now

2.00%
2.50%*
$1,000
  • May be opened with new money or funds already in a deposit account with Cape Cod 5
  • Each CD is also available as an IRA
  • Non-Profit CDs earn PrimaryPlus/Premier5 rates
  • 3 Year Raise Your Rate CD allows you to request at any time a single rate increase to match the Bank's prevailing rate of either the 3 Year Raise Your Rate CD or the 36 Month CD offering. 

View all Personal and IRA Certificates of Deposit options
View all Business and Non-Profit Certificates of Deposit options
How to Qualify for PrimaryPlus and Premier5 Banking
PrimaryPlus Banking
PrimaryPlus Banking is the best option for those who maintain an average daily balance of $1,000 or more and have combined deposit and loan balances of $10,000 or more OR maintain a Cape Cod 5 Investment Services relationship
Enjoy convenience along with a wide range of banking benefits, including:
  • Free ATMs worldwide
  • Rate benefits on select Money Market and CD accounts
  • Unlimited free checks
  • Annual discounts on safe deposit box rates
  • No fees associated with overdrafts

Learn more about PrimaryPlus Banking

Premier5 Banking
Premier5 Banking is the best option for those who maintain an average daily balance of $1,000 or more and have combined deposit balances of $50,000 or more OR maintain a Cape Cod 5 Trust and Asset Management relationship
Enjoy the advantages of PrimaryPlus banking and additional exclusive benefits, including:
  • Premier5 Overdraft Protection
  • No annual IRA plan service fee
  • Bonus credit when you close a new Cape Cod 5 mortgage
  • Fees waived for inbound wire transfers, stop payments and bank to bank transfers
  • Higher daily debit card purchase limits
  • Higher mobile deposits and bank to bank transfer limits
  • Waived or reduced fees on some loans

Learn more about Premier5 Banking

Prefer to open an account in person?

Schedule an appointment today


 

Try our CD calculator tools

calculator icon
CD Comparison

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Calculate Your CD Value

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Explore our range of financial planning tools and calculators


* Available to new or existing customers with money currently held at Cape Cod 5 or new money. Available exclusively to PrimaryPlus and Premier5 relationship customers. Annual Percentage Yield (APY) effective as of 10/18/2022. Minimum daily balance to earn APY: $1,000; Minimum balance to open: $1,000 (except for Money Market Accounts1). Early withdrawal penalties may apply. Fees may reduce account earnings. Rates are subject to change without notice. To learn how to qualify or for other rate information, visit your local Banking Center or call our Customer Service Center at 888-225-4636.

Minimum balance to open: $2,500. Minimum daily balance to avoid monthly maintenance fees: $2,500.

The 10 Month CD will renew to the 12 Month CD term with prevailing rate.

3 The 17 Month CD will renew to the 18 Month CD term with prevailing rate.

4 The 3 Year Raise Your Rate CD allows you to request at any time a single rate increase to match the Bank’s prevailing rate of either the 3 Year Raise Your Rate CD or the 36 Month CD offering. The 3 Year Raise Your Rate CD will renew to a standard 36 Month Certificate of Deposit. The renewed CD will not have the option of raising your rate.

Need Help?

Call 888-225-4636

—  or  —

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