Save your way with superior rates and flexible account options
Whatever you're saving for, we have personal accounts that will help you earn more to meet your financial goals.
High Yield Savings Account1
Start earning almost 10x the national average with our High Yield Savings Account.2
APY applies to balances of $10,000 or more and is available to new and existing customers; must be new money (not currently on deposit at Cape Cod 5). Special savings account offers apply to personal accounts only. See below for additional rate information.
Open a High Yield Savings Account online
8 Month CD3
APY applies to balances of $10,000 or more and is available to new and existing customers; must be new money (not currently on deposit at Cape Cod 5). See below for additional rate information.
If opened with money already on deposit at Cape Cod 5. Minimum balance to open is $1,000 and is available to new and existing customers. See below for additional rate information.
PrimaryPlus4 and Premier55 Money Market Accounts
Boost your savings with Money Market Accounts that earn more for you.
PrimaryPlus or Premier5 banking relationship required. Special savings account offers apply to personal accounts only.
Open a Money Market Account online
Account |
Minimum Balance to Open |
Minimum Daily Balance
|
Annual Percentage Yield (APY) |
Minimum Daily Balance
|
|---|---|---|---|---|
High Yield Savings Account*1 |
$10,000 |
$10 - $9,999.99 |
0.02% |
$10,000 |
High Yield Savings Account*1
|
$10,000 |
$10,000 - $49,999.00 |
3.50% |
$10,000 |
High Yield Savings Account*1
|
$10,000 |
$50,000 - $99,999.99 |
3.50% |
$10,000 |
High Yield Savings Account*1
|
$10,000 |
$100,000 - $249,999.99 |
3.50% |
$10,000 |
High Yield Savings Account*1
|
$10,000 |
$250,000 - $499,999.99 |
3.50% |
$10,000 |
High Yield Savings Account*1
|
$10,000 |
$500,000 - $999,999.99 |
3.50% |
$10,000 |
High Yield Savings Account*1
|
$10,000 |
$1,000,000+ |
3.50% |
$10,000 |
-
This account must be opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.
-
Rate may change after opening. Fees could reduce earnings on accounts.
CD Term |
Annual Percentage Yield
|
PrimaryPlus and Premier5 Banking
|
Minimum Balance
|
|---|---|---|---|
8 Month CD*3
|
4.00% |
4.00% |
$1,000 |
-
Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal.
-
8 Month CD will earn 4.25% APY when opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.
View all Business and Non-Profit Certificates of Deposit options
Account |
Minimum Balance to Open |
Minimum Daily Balance
|
Annual Percentage Yield (APY) |
Minimum Daily Balance
|
|---|---|---|---|---|
PrimaryPlus Money Market*5 |
$2,500 |
$0 - $24,999.99 |
1.25% |
$2,500 |
PrimaryPlus Money Market*5 |
$2,500 |
$25,000 - $99,999.99 |
1.25% |
$2,500 |
PrimaryPlus Money Market*5 |
$2,500 |
$100,000 - $249,999.99 |
1.50% |
$2,500 |
PrimaryPlus Money Market*5 |
$2,500 |
$250,000 - $499,999.99 |
2.00% |
$2,500 |
PrimaryPlus Money Market*5 |
$2,500 |
$500,000 - $999,999.99 |
2.00% |
$2,500 |
PrimaryPlus Money Market*5 |
$2,500 |
$1,000,000+ |
2.00% |
$2,500 |
Premier5 Money Market*6 |
$2,500 |
$0 - $24,999.99 |
1.25% |
$2,500 |
Premier5 Money Market*6
|
$2,500 |
$25,000 - $99,999.99 |
1.25% |
$2,500 |
Premier5 Money Market*6
|
$2,500 |
$100,000 - $249,999.99 |
1.50% |
$2,500 |
Premier5 Money Market*6
|
$2,500 |
$250,000 - $499,999.99 |
2.00% |
$2,500 |
Premier5 Money Market*6
|
$2,500 |
$500,000 - $999,999.99 |
2.00% |
$2,500 |
Premier5 Money Market*6
|
$2,500 |
$1,000,000+ |
2.00% |
$2,500 |
-
Rate may change after opening. Fees could reduce earnings on accounts.
-
Available exclusively to PrimaryPlus and Premier5 relationship customers. Please ask us for details.
View all Personal and IRA Money Market Account options
View all Business and Non-Profit Money Market Account options
PrimaryPlus Banking
PrimaryPlus Banking is the best option for those who maintain an average daily balance of $1,000 or more and have combined deposit and loan balances of $10,000 or more OR maintain a Cape Cod 5 Investment Services relationship
Enjoy convenience along with a wide range of banking benefits, including:
-
Free ATMs worldwide
-
Rate benefits on select Money Market and CD accounts
-
Unlimited free checks
-
Annual discounts on safe deposit box rates
-
No fees associated with overdrafts
Learn more about PrimaryPlus Banking
Premier5 Banking
Premier5 Banking is the best option for those who maintain an average daily balance of $1,000 or more and have combined deposit balances of $50,000 or more OR maintain a Cape Cod 5 Trust and Asset Management relationship
Enjoy the advantages of PrimaryPlus banking and additional exclusive benefits, including:
-
Premier5 Overdraft Protection
-
No annual IRA plan service fee
-
Bonus credit when you close a new Cape Cod 5 mortgage
-
Fees waived for inbound wire transfers, stop payments and bank to bank transfers
-
Higher daily debit card purchase limits
-
Higher mobile deposits and bank to bank transfer limits
-
Waived or reduced fees on some loans
Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Explore our range of financial planning tools and calculators
* Available to new or existing customers. Annual Percentage Yield (APY) effective as of 02/24/2023. Rates are subject to change without notice. Fees may reduce account earnings. To learn how to qualify or for other rate information, visit your local Banking Center or call our Customer Service Center at 888-225-4636.
1 Minimum daily balance to avoid monthly maintenance fees: $10,000. Must be opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.
2 As of March 20, 2023, based on the national average of 0.37% disclosed on FDIC.gov compared to a 3.50% Cape Cod 5 rate.
3 Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. The 8 Month CD will earn 4.25% APY when opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5.
4 Minimum daily balance to earn 2.00% APY is $250,000. Minimum balance to open: $2,500. Minimum daily balance to avoid monthly maintenance fees: $2,500. Available exclusively to PrimaryPlus relationship customers.
5 Minimum daily balance to earn 2.00% APY is $250,000. Minimum balance to open: $2,500. Minimum daily balance to avoid monthly maintenance fees: $2,500. Available exclusively to Premier5 relationship customers.
