Home Improvement Loans

Home Equity 

Home Equity Lines of Credit and Loans are available for owner occupied, 1-4 family primary residences; some secondary homes may also qualify. 

Explore Home Equity Options


Mass Save HEAT Loans

The HEAT loan is available to qualified customers participating in the Mass Save® Program and is designed to promote energy efficiency in your home. Customers are eligible to apply for a 0% Annual Percentage Rate (APR) loan and obtain applicable utility rebates.

If you are interested in a HEAT Loan:
  • Determine if you qualify for a HEAT loan by contacting Mass Save at 866-527-7283 to schedule a Home Energy Assessment
  • Discover what is eligible for financing and complete the necessary forms received from a Mass Save representative
  • Secure a signed contractor proposal for each improvement
  • Receive a HEAT loan authorization form

To learn more go to www.masssave.com/heatloan.

Please note: Condominiums are not eligible under Cape Cod Five guidelines.

MassHousing Mortgage Rehabilitation Program

Buying a home that needs a little TLC or does your existing home need to be renovated? We can help.

This program features:

  • Low down payment
  • MIPLUS Job Loss Protection
  • Lender Paid Mortgage Insurance available
  • Available to homebuyers and homeowners
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We are proud to be recognized as MassHousing’s #1 Lender in Barnstable County for the 10th consecutive year!


Contact a Mortgage Loan Officer to learn more

Need Help?

Call 888-225-4636

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