Home Equity 

Home Equity Lines of Credit and Loans are available for owner occupied, 1-4 family primary residences, including condos. Some secondary homes may also qualify. 

Apply for a Home Equity Line of Credit     Apply for a Home Equity Loan


Mass Save® HEAT Loan

The HEAT loan is available to qualified clients participating in the Mass Save® Program and is designed to promote energy efficiency in your home or condominium. Clients are eligible to apply for a 0% Annual Percentage Rate (APR) loan and obtain applicable utility rebates.

If you are interested in a HEAT Loan for your house or condo:
  • Determine if you qualify for a HEAT loan by contacting Mass Save® at 866-527-7283 to schedule a Home Energy Assessment
  • Discover what is eligible for financing and complete the necessary forms received from a Mass Save® representative
  • Secure a signed contractor proposal for each improvement
  • Receive a HEAT loan authorization form

Apply Now

To learn more go to www.masssave.com/heatloan.

Solar Loans

Switching to solar with the help of Cape Cod 5 is a great way to offset energy costs, reduce the environmental impact of your home and provide a host of other benefits, such as supporting local businesses and contributing to energy independence.
Learn more


Storm Preparedness Loan

Our weather can be unpredictable and present hazards to our home and property. Protect your home now by making preparations with the help of a Storm Preparedness Loan from Cape Cod 5.
Learn more


Sewer or Water Connection Loan

Cape Cod 5 supports efforts to improve infrastructure and protect our environment, such as projects to transition home wastewater management from septic to municipal sewer systems and switch water sources from well to public. Our Sewer or Water Connection Loan can help homeowners finance the costs associated with these initiatives.
Learn more

MassHousing Mortgage Rehabilitation Program

Buying a home that needs a little TLC or does your existing home need to be renovated? We can help.

This program features:

  • Low down payment
  • MIPLUSTM Job Loss Protection
  • Lender Paid Mortgage Insurance available
  • Available to homebuyers and homeowners

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We are proud to be recognized as MassHousing’s #1 Lender headquartered on Cape Cod!


Contact a Mortgage Loan Officer to learn more

Need Help?

Call 888-225-4636

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