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… of your financial journey.   Evaluate your cash cushion Before opening a retirement savings account, as a rule of … toward your buffer. Create a Budget : Using your tracked income & spending, develop a budget prioritizing essential … increase the amount as you trim spending or increase your income. Remember: it’s consistency and the habit, more than …
… suddenly, ignited by Federal Reserve Chair Jerome Powell’s comments at The Jackson Hole conference on August 26 that … bankers’ interest rate policies are most responsible for the turmoil we have seen in world markets in 2022. Just … pricing in what is at least a significant slowdown. The latest ISM manufacturing index numbers for September came in …
… should answer some of your questions and keep you on-track for a healthy new year.  What is Medicare Advantage? To … by the federal government.  Private health insurance companies offer Part C and Part D plans.    Original … benefits, the Part A in-patient hospital deductible and coinsurance, foreign travel emergencies, 120 days of care in …
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… to your 401k, you may be starting to consider what comes next. With that in mind, here is an overview of … worth exploring.  Health Savings Accounts (HSAs) have become increasingly popular because they are the only … Money spent from the account must be used for approved expenses, which depend on the type of FSA and …
… from a recent high. No doubt it’s been a painful six months for investors, with both stocks and bonds coincidentally … were not confined only to equities and bonds; overall commodity prices also declined. The Bloomberg Commodity … sectors declined more than 20%: consumer discretionary (-26.2%), technology (-20.2%) and communication services …
… loans, including those in default, through administrative forbearance. Federal student loans that are eligible for … to good standing. Often borrowers default because their income is not enough to cover rent, living expenses and the … the Department’s April 6, 2022 announcement brings helpful news to student loan borrowers, like all budget matters, the …
…   For over two decades Cape Cod 5 has been a leader in institutional investment management for nonprofits. Our services include:  Institutional Investment Management Committee based portfolio team Experienced, credentialed, …
… theft is when someone uses your personal or financial information without your permission. By gaining access to your … in place can go a long way toward preventing you from becoming a victim.  1. Check your credit reports regularly: Go … theft and start a recovery plan, we encourage you to visit www.identitytheft.gov .   For more information, please …
… 51.5% - the fastest recovery ever. Setting aside the “why” for another day, the drawdown and subsequent rebound have … this rally? In the U.S., there are four publicly-traded companies with a market cap exceeding one trillion dollars – … 4). With a peak-to-peak average weighted performance of 26.65% for these four Mega-MAAA stocks (vs. -0.11% for the …
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