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… Prescription Costs   A solid financial plan considers all of the details that you know, especially your goals and how to use your resources to achieve … Part D in 2003. The new prescription drug benefit allowed insurers like Blue Cross Blue Shield, United Health …
… 2025 Market Commentary No Tricks, Just Treats: Markets Rally Through October While the government shutdown and … despite profit-taking late in the month    AI Driven Tech Rally October gains were narrow and concentrated around AI … Meta and Microsoft reported earnings this cycle.  Source: Wall Street Journal Earnings on Pace for Double-Digit Growth …
… bits of information that may seem trivial but over time may allow them to build a file on you. For example: Do you use … instructions (e.g. to pay an invoice in a new way), call the sender directly using a phone number you have in … for your username and password to “authenticate” you – really, they are stealing that information to impersonate you …
… “borrows” shares of a particular stock, which is usually done through a broker, who usually backs or collateralizes the loan, for a fee. The … social media and populism become part of the story. The Wall Street establishment in the form of hedge funds and …
… Giver and Investor Bears are a great way to learn about all the different things you can do with money.”   Grades … over the next twenty years.  It is approachable and visually appealing. Originally recommended to me by a high school teacher who received …
… check for accounts that you don’t recognize. You are now allowed one free check per week with each of the reporting … in eStatements to receive account statements electronically.   Use electronic billpay or other online payment … bits of information that may seem trivial but over time may allow them to build a file on you. For example: Do you use …
… of a year, the U.S. economy continues to defy recession calls. Despite an inverted yield curve for the last 12 … signal resilience, thereby pushing out recession calls to late 2023, early 2024. Looking in the rear-view … mirror, first quarter GDP expanded more rapidly than initially expected, revised up to 2.0% from its initial 1.3% and …
… course during a bear market. The COVID bull market officially ended on June 13 and the S&P 500 ushered in its bear … if the magnitude of the loss is far less, losses are typically “felt” more deeply than gains, which reinforces … performance if you miss out on just a handful of powerful rallies. Over the 31 year period above, there were periods …
… there would be some relief as the S&P 500 and the NASDAQ rallied by 6% and 10.5% percent, respectively. Investors were … The full weight of the rate hikes remained to be seen. Typically, there is a lag in certain aspects of inflation … has reacted very slowly to the rate hikes. This is especially true in our current economy, as labor shortages and …
… unknown was the degree of the cut, with traders almost equally split between 0.25% and 0.50%. The Fed decided to start … 3.70% compared to 4.70% at the start of the quarter. The all-important 10-year Treasury, from which mortgage rates … the S&P 500 pull back 6% over three days, the bond market rallied strongly. Now that interest rates are noticeably …
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