• Most recent two years of filed federal tax returns

• Most recent two years of filed federal tax returns including K-1, if applicable  

• Personal information for all owners with 20% or more ownership (including SSN and image of a driver’s license OR other government-issued ID)

• Executed operating agreement 

• Most recent two years of filed federal tax returns including K-1, if applicable  

• Personal information for all owners with 20% or more ownership (including SSN and image of a driver’s license OR other government-issued ID)

• Certificate of organization OR articles of incorporation 

• All for-profit businesses or self-employed individuals established in Massachusetts and operating within Cape Cod 5's service area are eligible to apply for a loan to be used for business purposes. You must provide your last two years' tax returns.

• If you are a nonprofit organization, or a business that has never filed a tax return, please reach out to us about our loan options through this form.

• Businesses who have never filed a tax return.

• Nonprofit organizations.

• Associations.

• Start-up businesses.

• Businesses seeking a loan for a real estate transaction.

If you meet one of the above criteria, reach out to us through this form to find out more about how we can assist with your financing needs.

You may apply online through the loan portal if you are requesting a minimum of $5,000 and up to $200,000 for a term loan for:

• Equipment

• Vehicle

• Inventory

• Furniture & Fixtures

• Working Capital

• Debt Refinancing

If you would like to apply for a loan greater than these amounts, please reach out to us through this form.

Yes.

Yes, we require a Cape Cod 5 business checking account. If you do not already have one, this can be opened as part of the closing process. 

• Most applicants will be able to close on their loan within two weeks.

• Funding to your Cape Cod 5 business checking account will occur within one business day of the closing date.