Get more from your banking relationship. Explore our options and choose the account that is right for you.
| PERSONAL CHECKING ACCOUNTS | |||||
| Free Checking |
Primary Banking | PrimaryPlus Banking |
Premier5 Banking |
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| Account Overview |
Simplified banking with free checking and no extra fees | Flexible banking with options to avoid monthly fees | Convenience and a wide range of banking benefits | Our premium account that rewards you with exclusive features | |
| Monthly Maintenance Fee | $0 | $7 | $12 | $20 | |
| How to Waive the Maintenance Fee |
There is no monthly fee
You must enroll in eStatements within 60 days of account opening and maintain your enrollment to qualify for this account |
Maintain an average daily balance of $1,000 or more
OR
Have at least one electronic direct deposit posted during the statement cycle |
Maintain an average daily balance of $1,000 or more AND have combined deposit and loan balances of $10,000 or more
OR
Maintain a Cape Cod Five Investment Services relationship |
Maintain an average daily balance of $1,000 or more AND have combined deposit balances of $50,000
OR
Maintain a Cape Cod Five Trust and Asset Management relationship |
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| Non-CC5 ATM Withdrawals |
$1 per transaction for use of other banks' ATMs |
5 free per cardholder per month $1 per transaction thereafter |
Unlimited free plus refund of other banks' surcharges | Unlimited free plus refund of other banks' surcharges | |
| Minimum to Open Account | $25 | $100 | $100 | $100 | |
| Earns Interest | No | Yes | |||
| Statements | eStatement only | eStatement or Paper | |||
| Cape Cod Five Image Checks | First order free | Unlimited free checks | |||
| Free Money Orders & Treasurer's Checks | No | Yes | |||
| Annual Discount on Safe Deposit Box | No | Yes | |||
| Fees Waived For | N/A | Inbound wire transfers, external online transfers, stop payments, overdrafts1 and debit card replacement | |||
| Bonus Rates | No | Bonus CD rates | Our highest bonus relationship CD rates & an exclusive Premier5 Money Market Account | ||
| Exclusive Customer Service Number | No |
Yes |
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| Bonus Credit for New CC5 Mortgage | No | Yes | |||
1There are no overdraft fees associated with the Premier5 Checking account. Overdrafts must be repaid within 7 days. Overdrafts exceeding officers' approval will not be paid. The discretionary Overdraft Protection Program covers checks, automatic bill payment, ACH transactions, but does not cover overdrafts caused by debit cards or ATM cards. The Discretionary Overdraft Protection program is enabled automatically and applied at the Bank's discretion.